America, Here Are The Top 35 Secrets That Will Enable You To Obtain Higher Credit Scores

Although the current Credit Rating System needs to be abolished in order to get the U.S. real estate market and overall economy back on positive tracks, the fact of the matter is, that until it is, Americans need to understand how this irresponsible, immoral, unethical, excessively greedy, and illegal system works. Understanding how the Credit Rating System works will give millions of Americans a substantial financial and psychological advantage over it. Learning the top 35 Secrets that will significantly increase a credit (FICO) score is the answer to obtain these advantages. Millions of Americans and their businesses can literally save billions of dollars each year in banking, lending, and credit card 1) interest, 2) miscellaneous fees, and 3) penalties when they learn the following 35 Secrets.

Secret #1: Higher Credit Rating Scores = lower interest rates and fees for consumers.

Secret #2: Credit Rating Scores range from 300 to 850. Read More

Here are 10 Life Lessons that I have learned and would like to share with you.  Hopefully, they will enable you to enjoy a better personal and professional life. Read More

All government Stimulus Legislation since 2005 including 1) stimulus checks, 2) tax cuts, 3) tax credits, 4) interest rate reductions, 5) Recovery Act, 6) TARP Funds, and 7) Stimulus Package 1 have been no more effective in getting the U.S. real estate market and overall economy back on positive tracks than putting pieces of bubble gum in the cracks of a dam in order to stop them from leaking.  The reason these government stimulants are not effective is because they are equivalent to pouring water around a pump (our economy) in order to try and prime it as opposed to pouring it down the pump.  Simply stated, they  have not resulted in getting the 6 Fundamentals of the U.S. economy to increase.  And until these 6 Fundamentals start increasing again, tragically and unfortunately, the U.S. real estate market and overall economy will continue to deteriorate.

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