Phil Mitsch - Solutions For America And A Better Life For You


Realtors & Buyers Should Calculate Total Monies Needed Prior To Purchase
Saturday, February 12, 2011

(Here is an excerpt from my How To Generate Buyer Leads Book.  This Book is the second of 14 that comprise my Real Estate Selling Agent Training System.)

The Eighteenth Example of Educational Information that I created, as a practicing Real Estate Selling Agent, and incorporated into my Advertising Messages that were promoted in various types of Advertising Media in order to successfully, consistently and specifically generate real estate buyer leads, as well as potentially real estate seller leads, mortgage purchase leads, and mortgage refinancing leads, was that I offered to calculate real estate buyers’ Written Estimate Of Maximum Amount Of Monies Needed To Purchase at no cost or obligation.

It’s no secret that over the years one of the biggest complaints that real estate buyers have about Real Estate Selling Agents and their firms is that when they finally agree to purchase a property, or even worse at final settlement, they discover that their Amount of Monies Needed to Purchase (down payment, settlement costs, escrows, adjustments, etc.) are “more” than what they anticipated.  When buyers find themselves in this very uncomfortable financial and psychological position, it may result in their inability to purchase or make final settlement due to a shortage of monies needed.

Secret To Eliminating These Problems

I discovered very early in my career that I could prevent the above types of problems from developing by, accurately and thoroughly, calculating my buyers’ Maximum Monies Needed for down payment, settlement costs, escrows, adjustments, and any other miscellaneous purchasing costs. I potentially performed this Service several times throughout the entire home buying process.  Here are 15 Examples of when I potentially performed this Service.

Example #1 
   
At the mortgage pre-qualification session.

Example #2  
 
During the offer negotiation process.

Example #3    
Prior to buyer’s signing an agreement of sale.

Example #4  
 
After receipt of an appraisal and when sellers agreed to reduce their sales price.
       
Example #5
    
After receipt of a home inspection and when buyers agreed to make repairs.

Example #6
    
After receipt of a township inspection and when buyers agreed to make repairs.

Example #7
    
After receipt of a pest control inspection and when buyers agreed to make repairs.

Example #8   
 
After receipt of a environmental inspection and when buyers agreed to make repairs.

Example #9
    
After receipt of a home warranty plan inspection and when buyers agreed to make repairs.

Example #10
    
After receipt of a survey and when buyers agreed to remove or move encroachments such as fences, hanging tree limbs, stone landscaping borders, etc.

Example #11  
   
After receipt of a buyer’s title search and when they had to pay off unknown liens, judgments, recognizances, etc.

Example #12
    
After a pre-settlement inspection and when buyers agreed to make repairs and establish escrows.
       
Example #13
  
Immediately prior to final settlement.

Example #14  
   
At final settlement and when buyers agreed to make repairs and establish escrows.
       
Example #15
  
After final settlement and when buyers agreed to make repairs and establish escrows.

Benefits Of Advertising Written Estimate Of Maximum Monies Needed To Purchase As Educational Information

When Real Estate Selling Agents properly advertise that they are offering Buyers Written Estimate Of Maximum Monies Needed To Purchase in various types of Advertising Media, it will significantly help them to 1) generate a tremendous amount of real estate buyer leads, as well as real estate seller leads, mortgage purchase leads, and mortgage refinancing leads, 2) obtain an excellent individual image, 3) obtain an excellent company image, 4) provide buyers with the highest level of service, disclosure and protection humanly possible, 5) reach their maximum level of proficiency, professionalism, productivity, and success much faster, and 6) obtain the very valuable 40 Benefits that I listed in the beginning of this Procedural Lesson as well as many more.

Copies Of Real Estate Forms Are Available

Copies of my 1) real estate buyer forms, 2) real estate seller forms, 3) real estate licensee forms, 4) mortgage licensee forms, 5) agency forms, 6) agreement of sale clauses and addendums, 7) display ads, 8) classified ads, 9) tips columns, 10) news releases, 11) articles, 12) business cards, 13) mailing envelopes, 14) letterhead, 15) farming flyers and postcards, and 16) other numerous types of marketing promotional pieces that I created, adopted and used during my 24 years of production as a practicing residential Realtor in southern New Jersey can be found in my Home Buying And Home Selling Forms That Will Guarantee U.S. Real Estate Market Recovery Book. This Book is the fourth of 5 that comprise my U.S. Economic Crisis Solutions Training System. Read More


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Higher Credit Score Secrets
Monday, October 11, 2010

America, Here Are The Top 35 Secrets That Will Enable You To Obtain Higher Credit Scores

Although the current Credit Rating System needs to be abolished in order to get the U.S. real estate market and overall economy back on positive tracks, the fact of the matter is, that until it is, Americans need to understand how this irresponsible, immoral, unethical, excessively greedy, and illegal system works. Understanding how the Credit Rating System works will give millions of Americans a substantial financial and psychological advantage over it. Learning the top 35 Secrets that will significantly increase a credit (FICO) score is the answer to obtain these advantages. Millions of Americans and their businesses can literally save billions of dollars each year in banking, lending, and credit card 1) interest, 2) miscellaneous fees, and 3) penalties when they learn the following 35 Secrets.

Secret #1: Higher Credit Rating Scores = lower interest rates and fees for consumers.

Secret #2:
Credit Rating Scores range from 300 to 850. Read More


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10 Life Lessons For A Better Life
Wednesday, October 06, 2010

Here are 10 Life Lessons that I have learned and would like to share with you.  Hopefully, they will enable you to enjoy a better personal and professional life. Read More


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Can America's Second Great Depression Be Stopped?
Sunday, October 03, 2010

Only Proper Government Stimulus Legislation Can End U.S. Real Estate Market And Overall Economic Financial Crisis Read More


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Is America In A Recession Or A Depression?
Friday, October 01, 2010

The Real Truth Is That America's Second Great Depression Has Started Read More


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Reasons Why Government Stimulus Legislation Is Failing To Stimulate U.S. Economy
Thursday, September 30, 2010

All government Stimulus Legislation since 2005 including 1) stimulus checks, 2) tax cuts, 3) tax credits, 4) interest rate reductions, 5) Recovery Act, 6) TARP Funds, and 7) Stimulus Package 1 have been no more effective in getting the U.S. real estate market and overall economy back on positive tracks than putting pieces of bubble gum in the cracks of a dam in order to stop them from leaking.  The reason these government stimulants are not effective is because they are equivalent to pouring water around a pump (our economy) in order to try and prime it as opposed to pouring it down the pump.  Simply stated, they  have not resulted in getting the 6 Fundamentals of the U.S. economy to increase.  And until these 6 Fundamentals start increasing again, tragically and unfortunately, the U.S. real estate market and overall economy will continue to deteriorate.

 Read More


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Free Market System Of Capitalism
Sunday, September 26, 2010

Is The Free Market System Of Capitalism Capable Of Ending America's Second Great Depression ? Read More


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Rising Cost Of Day To Day Living Expenses
Saturday, September 25, 2010

As America's Cost Of Day To Day Living Expenses Continues To Increase, U.S. Economy Will Continue To Deteriorate Read More


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Potential Impact Of America's Second Great Depression
Thursday, September 16, 2010

The Potential Impact Of America's Second Great Depression Is Mind Boggling
America’s Second Great Depression has the potential to totally devastate up to approximately 90% of Americans and their business, both financially and psychologically, as opposed to only about 25% of them the way the First Great Depression did.  Simply stated, the Second Great Depression has the potential to be almost 4 times worse than the first one. Read More


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Who Caused America's Second Great Depression To Start?
Wednesday, September 15, 2010

Here Are The Major 8 Contributors To The Start Of America's Second Great Depression Read More


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